Payday loans are a good way to get out of debt however knowing how to move forward with the right gameplan can be difficult…

One way of doing this is to call your creditor or utility company and negotiate new payment plan terms to receive a lower interest rate. They may be able to give you a longer timeline to pay off your bills which helps take some of the stress off.

Another way of doing this is by asking your employer to give you an advance on your next upcoming check. Everyone has been in that spot where they need some extra cash and I’m sure your boss is no exception. The worst that can happen is they say “no.”

And finally, you can always turn to get a personal loan. Personal loans can be used to cover practically anything. And also the rate of interest on personal loans is a great deal less than on cash advance. Provided, you’ll pay a greater rate if you have a poorer credit history, however, a respectable personal loan lending institution still won’t bill 400%.

If you’re interested to hear more about personal loan options click below